Flexible financing for overseas buyers of Australian property
If you have a foreign income as a primary source, it may be more challenging for you to secure a home loan with an Australian bank.
BC Capital can help. We accept wide range of visa classes and offer attractive home loan solution.
BC Expat Super Saver
Low variable rate with wide range of acceptable visa classes
This product is suitable for Australian residents living overseas, new residents or individuals on a migration pathway* predominantly with foreign income. With flexible rates and fee structure, we are confident we can help many expatriates and new residents to purchase their property in Australia.
Reduced upfront fees
No Self Employed Premium
No Settlement Fee
Reduced legal fee
Product features
Borrower type
Non residents of Australia salaried or self-employed
Repayment type
Principal and interest or interest only
Loan purpose
New purchase, refinance or equity release
Repayment method
Monthly repayments by direct debit from the borrowers Australian bank account
Interest rate
Variable or fixed
Interest only period
A maximum of five years
Up to $1,500,000
Maximum loan
$150,000
Minimum loan
Up to 75%
Maximum LVR
25 years
Maximum loan term
Other features
Online portal
Confirmation of Loan Acceptance within 48 hours
Multilingual customer service
Unlimited additional repayments
We make borrowing simple
Our multilingual team will help guide you through each step of your application
Lodge application
Work with your mortgage broker to complete and submit your application form and required documents.
Conditional approval
We review your application. Generally, we issue confirmation of loan acceptance within 48 hours.
Documents issued and signed
When all checks out, we will issue the formal loan approval and send you the documents for signing
Settlement
Your settlement is finalised!
Calculators
Borrowing power
Calculate how much you can borrow. You’ll need your income and expenses to get an estimate.
Loan repayment
Calculate what your loan repayment will be and repayment frequency.
Stamp duty
Calculate a stamp duty depending on property location and the value of your the property.
Request a call back
Leave your details and we will get in touch.
*Expatriate borrowers are defined as one of the following: An Australian Citizen that does not reside in Australia, a Permanent or Temporary Resident of Australia with an Acceptable Visa or a New Zealand Citizen that does not reside in Australia or New Zealand.
BC Capital Australia Pty Ltd (BCCA)
ACN 614 198 480 | Australian Credit Licence Number 505452
BCCA is a member of the BC Investment Group Holdings Limited Group of Companies